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If you can’t afford to pay for a new bathroom in full upfront, then you’re certainly not alone! Thankfully, most bathroom retailers offer a number of flexible finance deals to help you spread the cost. While many people don’t hesitate to shop around when it comes to finding the best price for their bathroom, we recommend you also take a good look at the finance plans available as these can make all the difference to your final decision.
The finance deals available can generally be broken down into three types: interest-free credit, “buy now, pay later,” or a standard interest-bearing loan with fixed rate interest. Read on below to find out what each plan offers to help you decide which is best for you.
| Interest free | - | - | - | - |
|---|---|---|---|---|
| Maximum Period | 48 Months | 60 Months | 24 Months | 36 Months |
| Offer End | No end date | No end date | No end date | No end date |
| Deferred Payment Period | No | No | No | No |
| APR% | 0% | 0% | 0% | 0% |
| Deposit | None | 10% | None | 10% |
| Minimum Spend | £1,000 | £1,000 | £350 | £2,000 |
| Buy Now Pay Later | - | - | - | - |
| Pay Nothing Period | 12 Months | 12 Months | - | 12 Months |
| Early Settlement Fee | £0 | £0 | - | £0 |
| Following interest Period | 36 or 60 Months | 36 Months | - | 48 Months |
| APR% | 17.9% | 9.9% | - | 6.9% |
| Deposit | 10% | 10% | - | 10% |
| Minimum Spend | £500 | £500 | - | £500 |
| Interest Bearing Loan | - | - | - | - |
| Period Available | 3-60 Months | 12-84 Months | - | 12-96 Months |
| APR% | 17.9% | 5.9% | - | 4.9% or 6.9% |
| Deposit | None | 10% | - | £1,000 |
| Minimum Spend | £75 | £500 | - | £1,000 |