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If you can’t afford to pay for a new bathroom in full upfront, then you’re certainly not alone! Thankfully, most bathroom retailers offer a number of flexible finance deals to help you spread the cost. While many people don’t hesitate to shop around when it comes to finding the best price for their bathroom, we recommend you also take a good look at the finance plans available as these can make all the difference to your final decision.

The finance deals available can generally be broken down into three types: interest-free credit, “buy now, pay later,” or a standard interest-bearing loan with fixed rate interest. Read on below to find out what each plan offers to help you decide which is best for you.

Interest free----
Maximum Period48 Months60 Months24 Months36 Months
Offer EndNo end dateNo end dateNo end dateNo end date
Deferred Payment PeriodNoNoNoNo
Minimum Spend£1,000£1,000£350£2,000
Buy Now Pay Later----
Pay Nothing Period12 Months12 Months-12 Months
Early Settlement Fee£0£0-£0
Following interest Period36 or 60 Months36 Months-48 Months
Minimum Spend£500£500-£500
Interest Bearing Loan----
Period Available3-60 Months12-84 Months-12-96 Months
APR%17.9%5.9%-4.9% or 6.9%
Minimum Spend£75£500-£1,000